{"id":1437,"date":"2021-05-07T09:30:23","date_gmt":"2021-05-07T13:30:23","guid":{"rendered":"https:\/\/fortax.ca\/?p=1437"},"modified":"2022-10-18T21:27:16","modified_gmt":"2022-10-18T21:27:16","slug":"create-a-living-legacy","status":"publish","type":"post","link":"https:\/\/evolvethought.com\/fortax\/2021\/05\/07\/create-a-living-legacy\/","title":{"rendered":"Create A Living Legacy"},"content":{"rendered":"<style>\n.page-title-inner {display: none;}<br \/>\n.entry-header-text-top {display: none;}<br \/>\ndiv#comments {display: none;}<br \/>\n.entry-author {display:none;}<br \/>\nfooter.entry-meta {display: none;}<br \/>\n.subul {margin:0;list-style:revert;}<br \/>\n<\/style>\n<h1>Create A Living Legacy<\/h1>\n<p>Permanent life insurance is very useful for high-income earners. If you have an estate that will be subject to a lot of taxes, or you want to build an asset for your family, or you have long-term dependents, there are many valuable options. Your FORTAX Financial Advisor can show you all the possibilities.<\/p>\n<p>Use your policy to leave a financial legacy for your heirs. The death benefit will go directly to your beneficiaries, bypassing the probate process, and it\u2019s not subject to taxes. You could also use your policy to fund a trust for dependent family members who must have long-term support.<\/p>\n<p>Your policy can also build equity in the form of cash values that accumulate on a tax-deferred basis. You could borrow against this or partially cancel the policy and get some money back. You can also receive yearly dividends. Or build your family\u2019s wealth by continuing to build the cash value of your policy.<\/p>\n<p><strong>About that workplace policy<\/strong><br \/>\nChances are, you signed up for a workplace life insurance policy. With no medical exam required, and premiums that are too high. Ask your FORTAX Financial Advisor if this is the best value for you. Having your own, private policy ensures your coverage won\u2019t be canceled if you change jobs. You retain control over it.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Create A Living Legacy Permanent life insurance is very useful for high-income earners. If you have an estate that will be subject to a lot of taxes, or you want to build an asset for your family, or you have long-term dependents, there are many valuable options. Your FORTAX Financial Advisor can show you all&#8230;<\/p>\n","protected":false},"author":1,"featured_media":1439,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_mi_skip_tracking":false,"footnotes":""},"categories":[72],"tags":[],"class_list":["post-1437","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-fortax-blog"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.2 - aioseo.com -->\n\t<meta name=\"description\" content=\"Create A Living Legacy Permanent life insurance is very useful for high-income earners. If you have an estate that will be subject to a lot of taxes, or you want to build an asset for your family, or you have long-term dependents, there are many valuable options. 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